- No, plan to file a federal income tax return for 2020 and check the box asking asking if you plan to file an income tax return. You don't have to file taxes to apply for coverage, but you'll need to file next year before July 15th if you want to get a premium tax credit to help pay for coverage now.
If you check the box that you plan to file taxes and receive a subsidy but don't file taxes, you will be responsible for paying back to entire subsidy amount received plus additional fines and penalties.
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