All Open Enrollment plan selections with regular effective dates (i.e., not under an SEP) for plan year 2017 completed and received by the Marketplaces from:
- November 1 - December 15, 2016 can become effective on January 1, 2017
- December 16, 2016 - January 15, 2017 can become effective on February 1, 2017
- January 16 - January 31, 2017 can become effective on March 1, 2017
Remember, consumers must complete their plan selections by December 15 in order for their health coverage to become effective at the beginning of the plan year. Also, Marketplace coverage generally becomes effective at the beginning of the month and not in the middle of the month.