During Open Enrollment, you can shop for a different plan. If your insurance company won’t offer any other plans next year, you will have to take affirmative action to sign up for new coverage during Open Enrollment in order to remain insured next year.
If your insurance company is discontinuing your plan but will continue to offer other plans, and if you live in a federally-operated Marketplace state, you have two choices: you can shop for a new plan during Open Enrollment, or you can do nothing and your insurance company will automatically enroll you in another plan it offers that is similar to what you had this year. The notice you received from your insurer should describe that alternative plan and how it differs from your current plan.
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