Most insurance companies allow you to make your initial payment with a credit card (Visa or Mastercard) or direct bank draft using your routing and account numbers from your checking account. Some insurance companies also allow you to make payments over the phone or set up automatic payments.
Insurance companies typically accept ongoing payments from a personal check or automatic monthly bank draft through a checking account that you can provide them when you submit your application.
Automatic bank draft (EFT payments) is the preferred method of payment as insurers pay lower fees to “process” this transaction than if you use a credit card. If you are not enrolled in automatic monthly billing, your insurance company will send you a monthly bill in the mail which you can pay by check (or set up direct debit if you did not set this up on your initial application).