The Affordable Care Act allows young adults to stay on their parents' health care plan until age 26. Before the President signed this landmark Act into law, many health plans and issuers could and did in fact remove young adults from their parents' policies because of their age, leaving many college graduates and others with no insurance.
For the Health Insurance Marketplace, a household usually includes the tax filer, their spouse if they have one, and their tax dependents.
If your child is 26 or older, they will need to apply for their own individual plan.
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