An “off-exchange plan” refers to a health insurance policy that is not available for purchase within a federal or state exchange. An exchange is a government-run marketplace of health insurance plans. Both off and on-exchange health plans in the individual and small group markets must satisfy Essential Health Benefits coverage requirements and utilize one of the metal plan designs for medical out-of-pocket costs.
Articles in this section
- Is There Still A Penalty If I Don't Buy Health Insurance in 2018?
- What ACA Health Insurance Will Cost in 2019
- I Can't Afford Health Insurance. What Do I Do?
- I Didn't Have Health Insurance This Year. Do I Have To Pay A Penalty?
- I Have An HMO, Do I Need A Referral for an OB-GYN?
- How Do I Pay My First Month's Health Insurance Premium?
- Is the Obamacare mandate still in effect? Is there still a penalty for not having it?
- I’m under 26, a dependent, and live with my parents, can I sign up for my own health insurance?
- What Do I Need to Sign Up for Health Insurance?
- What is the average cost of health insurance?