An “off-exchange plan” refers to a health insurance policy that is not available for purchase within a federal or state exchange. An exchange is a government-run marketplace of health insurance plans. Both off and on-exchange health plans in the individual and small group markets must satisfy Essential Health Benefits coverage requirements and utilize one of the metal plan designs for medical out-of-pocket costs.
Articles in this section
- Is There Still A Penalty If I Don't Buy Health Insurance in 2018?
- What Do I Need to Sign Up for Health Insurance?
- What is the average cost of health insurance?
- How does a health insurance company know how much you've paid toward your deductible?
- Does Health Insurance Include Dental & Vision Coverage?
- Can I Buy Health Insurance Across State Lines?
- Does my plan cover infertility treatments?
- Am I covered by my health insurance when traveling in Canada?
- Tips on finding a Primary Care Physician
- Do I need a referral from my PCP to get infertility treatment ?