Yes, you can end your own coverage under your Marketplace plan while your family members stay on it.
If you bought the plan through the federal website, at healthcare.gov or through a CMS approved web broker, the cancellation process varies according to your circumstances:
- If you are the "household contact" for your plan — defined as the person who set up the Marketplace account and who probably filled out the application for your family members as well as yourself — you can cancel your own coverage only by calling the Marketplace Call Center at 800-318-2596 with your agent (if you have one) and designating another family member as the new household contact. This ensures that your dependents will be able to stay on the plan, according to government officials, who also warn that in this situation you should not try to cancel your own coverage online.
- If you are the spouse of the household contact and you are the one making the transition to Medicare, your spouse can either contact the Marketplace Call Center or go online to end your participation in the Marketplace plan. Follow the step-by-step instructions provided on the Marketplace website under the heading, "If you're ending coverage for just some people on your plan."
If you bought your plan through a marketplace run by your state, contact the state program for information on the cancellation process.