Insurance Open Enrollment Dates for 2023 in USA
Open enrollment is an important time to find a health insurance plan. This is the only time during the year that you can sign up for a plan sold through an exchange or buy a plan directly from an insurance company.
Getting insurance through the exchange can save you money. And you can qualify for cost assistance, like tax credits or subsidies.
November 1 – January 15
The open enrollment period is a special time when you can sign up for health insurance and adjust your coverage. During this time, you can get discounts on your premiums and take advantage of cost assistance programs, such as tax credits.
Open enrollment dates vary from state to state. Some states have their own state-run exchanges, which allow them to set their own OEP dates.
In the United States, open enrollment is a 60-day period when you can buy new or change plans for your health insurance coverage. During this time, you can also change your Medicare plan or apply for Medicaid and the Children's Health Insurance Program (CHIP).
The insurance open enrollment dates for 2023 in USA are November 1 – January 15. This is when you can sign up for a new health insurance plan or change your current one.
It’s also the time to enroll in Medicaid or CHIP if you qualify. Those who do not qualify for these programs can still shop and enroll through the federal or state health insurance marketplaces - also known as Exchanges.
The open enrollment period is your opportunity to enroll in a qualified major medical plan through the exchanges and take advantage of enhanced subsidies that have lowered premium costs for many consumers. This is especially true if you were previously uninsured or had a limited choice of plans before the Affordable Care Act’s rollout in 2010.
Dealing with insurance brokers might be a good way to get the best insurance for you.